Underwriters should be underwriting.
Underwriters spent days keying documents while submissions sat unseen. We didn’t want another system to manage. Qlo handles the work around the decision, so they keep the seat they have.
You hold the pen.
Convictions
Three convictions behind the product.
Founders
Two founders. Seasoned industry operators.
Based in New York, minutes from most of our customers. We know the industry, we've done the work, and we bring the relationships to match.
Ryan Hu
Founder New York · San FranciscoRyan spent ~2.5 years working deeply across MGA, carrier, and broker workflows at PinchLabs, his ~$500K-ARR product studio. Its flagship engagement—a commercial insurance marketplace—received an acquisition offer from a public insurer. That was where he discovered the problem that became Qlo.
An engineer by trade and a college dropout who taught himself to ship—he grew up in Taiwan, published a technical book, and moved to New York. A competitive table-tennis athlete and school-team badminton player who also shoots amateur darts and billiards. Off the clock, he cooks and collects unusual reds and whites.
Liv Huang
Co-Founder Taipei · San FranciscoLiv is a self-taught cross-disciplinary engineer with a background in educational psychology. She continuously invests in AI agent technology, driving AI adoption to make it accessible and impactful across all roles.
Liv approaches engineering with a strong focus on human collaboration. She grew up in Taiwan. Outside of building systems, she loves hiking, skiing, and spending her downtime with her dog.
Advisors
Backed by underwriting leadership.
Kenny brings 22+ years in management and professional liability insurance for financial institutions. He launched active products with The Hartford and Ascot, led financial institutions at Ascot US, and is a CFA charterholder and Michigan engineering grad.
Henry brings 14+ years in underwriting management and professional liability, focused on financial institutions and asset managers, with acumen built across several major carriers. Finance degree, Magna Cum Laude, from Baruch College.
Josh has built his career underwriting specialty risk one account at a time, and co-founded Greenhouse Specialty Insurance Services. He holds the CPCU designation and a Risk Management and Insurance degree from Virginia Commonwealth University. Based in New York.
A few partner slots open for 2026
Run your own book on Qlo today
Onboard a new program onto Qlo’s underwriting stack, on your own forms and your own rates. Your existing PAS stays exactly where it is.
- Submit the form
- We’ll schedule a call
- Share your materials
- Go live within two weeks